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For those who have accounts with any of them, how has your robo advisor performed so far vs how the market has perfomed? Would you recommend it? BMO SmartFolio is a Canadian robo-advisor. Read our BMO Smartfolio review for comparisons with Wealthsimple and RBC InvestEase. Over the last three years my own investments have consistently out performed the others by about %-2% per year. WSInvest was the 2nd best.