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BMO Savings Amplifier and Savings GoalsEarning potential. Greater earning potential with competitive interest rates, which are accrued daily and paid monthly. � Flexibility & liquidity. With BMO Total Look, you can check both BMO and non- BMO account balances and transaction history, and track your net worth all in one spot. The BMO Alto Online Savings Account, the bank's high-yield savings option, allows you to earn % APY. There is a $0 minimum deposit and no fees.