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Physician / Doctor Home Loan in Texas \u0026 OklahomaPHYSICIAN MORTGAGE PROGRAM DETAILS FOR TEXAS: � % Financing - No Money Down � No PMI means a lower monthly payment � Closing Costs up to $10, May Be. Physician mortgages require very little to no downpayment. This means you can get into a home for a lot less money than it would take other types of borrowers. All of the loan officers listed are approved Physician Loan Officers and industry leaders that specialize in working with Physician Mortgage Loans ONLY.