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BMO Cash Back Credit Card Review - BEST Credit Card in 2024?!0% introductory APR footnote 3 on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account. The balance transfer fee for all of BMO's personal credit cards is $10 or 4% of the amount of the balance transfer, whichever amount is greater. BMO Harris Bank N.A. Pricing Information for BMO Harris Bank Platinum, Platinum Balance Transfer Rate Cash Advance Rate. Margin. % to %. % to.