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We are likely to see news and rate information on 5 percent and above, which inLendingClub now offers from the Federal Reserve to.

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This came after the federal funds rate was cut by 50 basis points after being unchanged for more than a year. What to know about high-yield savings accounts. They also often offer good websites and mobile apps that typically let customers deposit checks and pay bills. If, for instance, a bank is in a strategic push to build its commercial lending portfolio, it will need to attract more customer deposits in order to fund those loans it hopes to make. Your account might be closed if you have a zero balance for days.

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