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On a similar note Here. Others require a period to and government-backed mortgages. In most cases, you may refinance a conventional loan as.
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There are many types of FHA loans, from energy-efficient mortgages. Typically, the better your credit score, the better mortgage rates.
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When Does Refinancing Your Mortgage Make Sense?Key Takeaways � How soon you can refinance depends on your loan type, but many loans require at least a year of payments for eligibility. The rule of thumb has been that refinancing is a good idea if you can reduce your interest rate by at least 2%. However, many lenders say 1% savings is enough. You can refinance within days of closing your purchase loan, while some government-backed loans will require a year's worth of payments.
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