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BMO ATM Fees Commercial (Fast)Certain ATM Fees. BMO Harris ATMs. FREE. For deposits, withdrawals, transfers or balance inquiries. Non-BMO Harris ATMs. $ We charge this fee for each Non-. Free For deposits, withdrawals, transfers or balance inquiries. All transactions may not be available at all BMO ATMs or at Participating ATMs. There are no fees when you use any of the 40, Allpoint� ATMs nationwide. Learn more.