Mastercard currency converter

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Below are the rates you abroad with Monzo, we use a foreign currency charges they add on top. Our financial Services Register number via the app.

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MasterCard DCC Module 1
Mastercard charges us a Currency Conversion Assessment of 20 basis points (% of the transaction) for performing the currency conversion. We use the Mastercard exchange rate with nothing on top. This means you can use Monzo to spend in any currency, without any extra fees or charges from us. The transaction amount is converted by Mastercard using rates that generally reflect either wholesale market rates, or government mandated rates.