You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy. Banking Certificates of Deposit CDs. Leave a Reply Your email address will not be published. Go to newsletter preferences. It pays a fixed interest rate for a set period of time.
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Read MoreOnce your CD matures, it will automatically renew into a new CD with the same term unless you request something else. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. For more, see the latest banking offers from BMO Bank. She has spent three years as a personal finance journalist and is an expert across numerous banking topics. Wen the Federal Reserve raises the federal funds rate to fight inflation, CDs become more competitive and rates rise. Contact the bank for the terms and conditions that may apply to you.