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Full amount minus origination fee require a minimum initial draw.
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Using 7% HELOC to Pay off a 3% Mortgage?The average rate on a home equity line of credit (HELOC) rose to percent as of Nov. 6, bucking its weeks-long downward trend, according to Bankrate's. Average HELOC rates are currently around %, according to data from CNET sister site Bankrate. That's higher than current average mortgage rates -- which are. Right now, home equity loans actually have a slightly lower rate when compared to HELOCs .
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