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'Money: It's Personal' -- Debt collector scam red flagsI received a text message from Harris & Harris stating that I need to log in and pay a debt for a previous tenant of an apartment I lived in briefly. Harris and Harris debt collector text may be legitimate. Harris & Harris, Ltd. is a legitimate debt collection service based in Chicago. Learn how to spot and avoid these false debt threats. How Debt Collection Scams Work. It's very simple: Someone contacts you � often by phone, but also by text.
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