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BMO - Savings accounts: which one is best for you?If the CD is renewed at maturity to a new CD with less than $1,, it will be paid a rate of % with a % APY. BMO CD Specials � 13 APY: % � 25 APY: % � 35 APY: % � 45 APY: % � 59 APY: %. Month CD ; 12 Month, %, % ; 18 Month, %, % ; 24 Month, %, % ; 30 Month, %, % ; 36 Month, %, %.